Food Truck Insurance in Texas

Food trucks combine auto exposure with restaurant liability — meaning you need a specialized food truck insurance policy, not just a commercial auto policy.

We insure:

• Taco trucks
• BBQ trucks
• Mobile coffee trucks
• Dessert trucks
• Specialty cuisine trucks

Food Truck Insurance Coverage Includes:

Commercial Auto Insurance for Food Trucks
Covers the vehicle itself, collision, and liability.

General Liability Insurance
Protects against customer injuries and food poisoning claims.

Product Liability Insurance
Covers claims related to food products sold.

Commercial Property Coverage
Protects kitchen equipment inside the truck.

Equipment Breakdown Coverage
Covers generators, refrigeration units, and cooking equipment.

Spoilage Coverage
Covers food loss from mechanical failure or power outage.

Business Interruption Insurance
Covers lost income after covered losses.

Workers Compensation Insurance
For food truck employees.

Food truck insurance cost varies based on cooking equipment, fuel source (propane exposure), and event participation.

 Get a competitive food truck insurance quote in Texas.