Food Trailer Insurance Coverage

Food trailers have unique exposures compared to food trucks. Since they are towed, coverage must properly separate trailer liability, auto liability, and business operations liability.

We provide specialized food trailer insurance in Texas.

Important Coverages

Trailer Physical Damage Coverage
Protects the trailer structure and built-in kitchen equipment.

General Liability Insurance
Covers customer injuries and foodborne illness.

Product Liability Coverage
Protects against claims related to food served.

Commercial Property Insurance
For cooking equipment, refrigeration units, and contents.

Spoilage Coverage Insurance
Covers inventory loss due to refrigeration failure or power outage.

Utility Services Coverage (Time Element)
Covers income loss due to off-premises power failure.

Business Income Insurance
Replaces lost revenue after covered losses.

Workers Compensation Insurance
For staff injuries.

Commercial Auto Coverage
For the vehicle towing the trailer.

Food trailer insurance requires proper rating for event participation, propane usage, and cooking exposure.

 Request a food trailer insurance quote today.